Head of Banking Credit

Website Mashreq Bank

Job Description:

Lead and manage end-to-end credit cycle for Private bank segment which includes PPG managed products, structured products catering to all credit needs of the private bank customers.

Job Responsibilities:

  • Support the business and provide support to the Private Bankers and business lines as well as various internal functions (legal, client services, compliance) to set up credit facilities/ credit solutions for HNW clients and prospects.
  • Actively collaborate with business in preparation and modification of policy depending on market requirements and portfolio performance
  • Identify and digitalize credit processes of customer evaluation and on-going credit risk monitoring.
  • Identify and implement early-warning detection techniques to identify potential credit losses and exposures proactively.
  • Provide analytics-based recommendations to improve acquisition and cross sell strategies.
  • Identify areas of improvement in customer experience
  • Advise optimal transaction structures considering risks, rewards, clients’ profile, credit policies, competition’s offerings, processes, and the bank’s risk appetite.
  • Oversee portfolio risks from both collateral and derivatives positions and advise appropriate actions to private bankers in response to market changes.
  • Accountable for portfolio quality and monitoring
  • To formulate, maintain and seek approval on the Credit Policy to facilitate business growth and ensure effective risk management to actively manage portfolio quality through policy actions.
  • Enable growth through innovative and cutting-edge credit solutions custom made for Private bank customers.
  • Manage different stakeholders such as Business Head, Legal & Compliance and Audit teams

Job Requirements:

  • Strong customer focus and service orientation.
  • Excellent people management skills and strong ability to motivate.
  • Excellent communication and interpersonal skills (written and verbal).
  • Good problem resolution and root cause analysis skills.
  • Ability to work under pressure and to handle both strategic and tactical issues.
  • Multi-disciplinary capabilities: analytical, qualitative, quantitative
  • University Graduate in Finance
  • At least 20 years’ experience in related Credit function of a sizeable Private bank
  • At least 1-year experience in digital transformation.
  • Strategic management skills and visionary qualities.

Job Details:

Company: Mashreq Bank

Vacancy Type: Full Time

Job Location: Dubai, UAE

Application Deadline: N/A

To apply for this job please visit www.linkedin.com.

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